# 4. How do I withdraw my earnings?

Once you start generating income through the marketplace, your funds appear in **Settings →** [**My Wallet**](https://app.dripcel.com/profile#my-wallet). You can either withdraw the balance as cash (in Rands) or convert it into **Dripcel credits** to fund your own campaigns.

#### **Step 1: Check your wallet balance**

Your available balance is displayed at the top of the **My Wallet** tab, e.g.  
**Withdraw (R 2,560 available)**

This amount reflects all approved earnings ready for withdrawal or conversion.

#### **Step 2: Choose your payout option**

You have two options:

* **Withdraw to bank account:** Cash out directly to the account listed under your **Profile** settings.
* **Convert to Dripcel credits:** Instantly convert funds to credits for use in your own campaigns.

Enter the amount you’d like to withdraw or convert, then click the corresponding button.


:::info
Bank withdrawals are processed within 24 business hours.

:::

> 
:::tip
> **Tip:** Converting funds to **Dripcel credits** is instant and has **no processing fee.**  
> This option is ideal if you plan to reinvest earnings into new campaigns or test additional offers.
>
> :::

#### **Step 3: Track your withdrawal or credit transfer**

After initiating a transaction, you’ll see it listed in the **Transaction Table** below your wallet. Each row includes:

| **Date** | **Transaction Type** | **Requested Amount** | **Processing Fee** | **Processed Amount** | **Status** |
|------|------------------|------------------|----------------|------------------|--------|
| 2025-10-08 11:19 | Withdrawal       | R1,000.00        | R50.00         | R950.00          | Pending |
| 2025-10-08 11:20 | Transfer         | R1,000.00        | 0              | R1,000.00        | Completed |

**Explanation of statuses:**

* **Pending:** Your withdrawal request has been received and is being processed. Funds will typically reach your bank within 72 business hours.
* **Completed:** The withdrawal or transfer has been successfully processed.
* **Processing Fee:** A small fee applies for cash withdrawals (not for internal transfers).

You can track all transactions here, including completed and pending payments, for full transparency.